Legal
Terms and Conditions
Last updated: 24 July 2026
These Terms and Conditions ("Terms") govern your access to and use of the website ancoramethod.com (the "Site") and the purchase of digital products ("Ebooks") offered by Saxum Investments Ltd., a company registered in Bulgaria under VAT No. BG206000265, with registered office at Druzhba 2, Block 523, Entrance B, Floor 7, Office 14, 1582 Sofia, Bulgaria ("Ancora Method", "we", "us"). By using the Site or placing an order, you accept these Terms.
1. Products and account
The Site sells digital ebooks by Michael and Anna Lima. To purchase and access your library you must create an account with a valid email address. You are responsible for keeping your credentials confidential and for all activity under your account.
2. Orders, prices and payment
Prices are displayed on each product page and include applicable taxes where required. Payments are processed by Stripe; we do not store your card details. An order is confirmed once payment is authorised and you receive an order confirmation by email.
3. Delivery
Ebooks are delivered digitally through your private library on the Site immediately after payment. No physical goods are shipped. You are responsible for having compatible devices and software to read the files.
4. Licence and permitted use
On purchase you receive a personal, non-exclusive, non-transferable, revocable licence to download and read the Ebook for private, non-commercial use. You may not resell, redistribute, share, upload publicly, modify, sublicense, or create derivative works from any Ebook, in whole or in part. All intellectual property remains the property of the authors and Ancora Method.
5. Right of withdrawal — digital content
Ebooks are digital content delivered immediately upon purchase. By completing the order you expressly consent to immediate access and acknowledge that you thereby lose your right of withdrawal, in accordance with Article 57(13) of Bulgarian Consumer Protection Law and Article 16(m) of EU Directive 2011/83. See our Refund Policy for details.
6. Newsletter
Account creation includes subscription to The Ancora Letter. You can unsubscribe at any time from the link included in every email.
7. Acceptable use
You agree not to attempt to breach the security of the Site, circumvent access controls, scrape content, or use the Site for unlawful purposes. We may suspend or terminate accounts that violate these Terms.
8. Disclaimer
The Ebooks provide general parenting guidance for educational purposes only. They are not medical, psychological, or legal advice. Always seek qualified professional help for specific situations. To the maximum extent permitted by law, the Site and Ebooks are provided "as is" without warranties of any kind.
9. Limitation of liability
To the extent permitted by applicable law, our aggregate liability arising out of or in connection with your use of the Site or any Ebook is limited to the amount you paid us in the twelve (12) months preceding the event giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.
10. Changes
We may update these Terms from time to time. The version in force is the one published on this page at the time of your order.
11. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Bulgaria. Any dispute arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the Sofia City Court (Sofia, Bulgaria), without prejudice to any mandatory consumer rights you may have in your country of residence within the EU.
12. Contact
Saxum Investments Ltd. — Druzhba 2, Block 523, Entrance B, Floor 7, Office 14, 1582 Sofia, Bulgaria. Email: info@ancoramethod.com.
Questions? Email info@ancoramethod.com.
